American Express Green Card review: A great choice for modern travelers and professionals
Editor's Note
American Express Green Card overview
The American Express® Green Card is a card that modern travelers should consider. You will earn bonus points on travel, transit and dining at restaurants and an up to $199 statement credit for Clear Plus each calendar year that more than covers its annual fee. Enrollment is required; terms apply. Card rating*: ⭐⭐⭐⭐
*Card rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
Until I wrote this review, I'd never seriously considered the Amex Green. As I learned about this card, I realized it's a surprisingly strong mid-tier travel card for anyone who prioritizes travel, dines out frequently and incurs travel costs.
It has an annual fee of $150, and TPG recommends applicants have a credit score of 700 or higher to have the best chance of getting approved.
If you can utilize the Clear Plus statement credit, the card can easily be a worthwhile addition to your wallet. So, if you've previously considered the Amex Green, now's a good time to give it a second chance. Let's take a closer look.
The information for the American Express Green Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Related: What is Clear airport security — and is it worth it?
Amex Green pros and cons
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Amex Green welcome offer
New Amex Green cardmembers can earn 40,000 bonus points after spending $3,000 on purchases in the first six months of cardmembership.
Based on TPG's February 2025 valuation of Membership Rewards points at 2 cents each, the welcome offer is worth $800.
The historic high for this card's welcome offer (no longer available) is 60,000 Membership Rewards points after spending $3,000 in purchases in the first six months. This offer also included 20% back on eligible travel and transit purchases in the first six months (up to $200 back).
You may not be eligible for Amex Green's welcome offer if you hold or previously held certain higher-tier American Express cards, including The Platinum Card® from American Express and the American Express® Gold Card. Thankfully, Amex will tell you whether you're eligible for the Amex Green's welcome offer before you submit your application.
Related: The best American Express credit cards
Amex Green benefits
Solid earnings and benefits make the Amex Green a serious competitor if you're looking for a mid-tier travel rewards card. Terms apply.
$199 Clear Plus annual statement credit
One benefit of the Amex Green card I haven't seen on many other cards is an up to $199 Clear Plus statement credit each calendar year. With Clear, your eyes and fingertips can help you get through security faster at select airports and stadiums nationwide.
Since the normal rate for this membership is $199 per year, this statement credit covers the full annual cost.
Related: Clear is latest TSA PreCheck enrollment provider
Travel and shopping protections
The Amex Green offers extended warranty** and purchase protection** when you purchase eligible items with your card. These protections can save you serious money if something goes wrong with a recent purchase.
You'll also be protected when you're on the road. The Amex Green offers a baggage insurance plan** and secondary car rental loss and damage insurance***, with the option to upgrade to primary coverage through Amex's Premium Car Rental Protection.
**Eligibility and benefit levels vary by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company.
***Eligibility and benefit level varies by card. Not all vehicle types or rentals are covered, and geographic restrictions apply. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Assurance Company. Coverage is offered through American Express Travel Related Services Company, Inc.
Related: Everything you need to know about American Express purchase protection
Earning points on the Amex Green
The Amex Green earns:
- 3 points per dollar spent on dining at restaurants (including takeout and delivery in the U.S.)
- 3 points per dollar spent on travel and transit
- 1 point per dollar spent on other purchases
Based on TPG's February 2025 valuation of Amex Membership Rewards points at 2 cents each, you'll get an approximate 6% return on spending in the top two categories and 2% on everything else.
It's important to note that these categories are broad. For example, "travel" includes airfare, hotels, tours, campgrounds and vacation rentals, while "transit" includes trains, taxicabs, ride-hailing services, ferries and tolls.
Much of your spending may fall within these categories, depending on your lifestyle.
Related: Getting started with points, miles and credit cards to travel
Redeeming points on the Amex Green
The Amex Green provides Membership Rewards points, which can be redeemed in several ways.
Aside from travel, options include statement credits for recent, eligible purchases, shopping on Amazon and shopping with Membership Rewards. However, these options provide less value than redeeming your points for travel.
Using your points on Amazon offers poor value, at only 0.7 cents per point; redeeming points to cover eligible charges will get you 0.6 cents per point; and shopping with Membership Rewards is the worst option, providing a meager 0.5 cents per point.
Given that TPG's February 2025 valuations peg Membership Rewards points at 2 cents per point, redeeming your points for travel is by far the best choice. The easiest way to get at least 2 cents per point is by using Amex's transfer partners.
Related: How to redeem American Express Membership Rewards points
Transferring points on the Amex Green
The Membership Rewards points you earn with the Amex Green can be transferred to 21 travel partners: 18 airlines and three hotels. Noteworthy transfer partners include Air Canada Aeroplan, Delta SkyMiles and Singapore Airlines KrisFlyer.
Some excellent sweet spots include one-way business-class flights to Europe and stays at participating Preferred Hotels and Resorts worldwide with Choice Hotels points.
TPG credit cards writer Chris Nelson regularly transfers points to Avianca LifeMiles and has gotten transatlantic flights to Europe for as low as 17,000 points in economy class. Avianca LifeMiles has plenty of great redemptions with Star Alliance partners, making it an especially valuable transfer partner.
Related: Transfer bonuses running this month
Which cards compete with the Amex Green?
The Amex Green is a competitive mid-tier card with strong earning rates and useful benefits, but other issuers have some comparable options:
- If you prefer Chase: The Chase Sapphire Preferred® Card is among the best-known travel rewards credit cards. It earns bonus points on travel, dining, select streaming services and online grocery store purchases (excluding Target®, Walmart® and wholesale clubs). Plus, it has a $50 annual hotel credit for bookings made through Chase Travel℠. To learn more, read our full review of the Sapphire Preferred.
- If you prefer Capital One: The Capital One Venture Rewards Credit Card is straightforward and easy to use. This card earns 5 miles per dollar on car rentals, vacation rentals and hotels booked through Capital One Travel and 2 miles per dollar on all other purchases. This card can fit into a variety of points and miles strategies. To learn more, read our full review of the Capital One Venture Rewards.
- If you want a card with no annual fee: The Bank of America® Travel Rewards credit card is an option for someone who wants a beginner travel card with no annual fee. Cardholders will earn 3 points per dollar on travel purchases in the Bank of America Travel Center and 1.5 points for every dollar spent. If you're a Bank of America Preferred Rewards® member, you can earn up to 75% more points on every purchase. To learn more, read our full review of the Bank of America Travel Rewards.
For additional options, check out our list of the best starter travel cards.
Related: Chase Sapphire Preferred vs. Capital One Venture Rewards
Bottom line
The Amex Green's statement credits can more than offset the $150 annual fee, making this card a compelling option for young professionals and others who allocate much of their budget toward travel, dining and commuting.
If you'll use the annual Clear Plus statement credit and can maximize the broadly defined bonus categories, the Amex Green is a card to seriously consider adding to your wallet.
Related: Premium credit cards vs. mid-tier credit cards: Which should you get?
Updated 3/5/2025.