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Apply for Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Apply now
for Ink Business Unlimited® Credit Card
at Chase's secure site
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At a glance

1.5%
Earn unlimited 1.5% cash back on every purchase made for your business

Earn $750 bonus cash back

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Introductory Purchases APR

0% Intro APR on Purchases for 12 Months

Ongoing Purchases APR

17.49% - 23.49% Variable

Ongoing Balance Transfer APR

17.49% - 23.49% Variable

Ongoing Cash Advance APR

29.24% Variable

Ongoing Penalty APR

Up to 29.99%
$0
670-850Good, Excellent
  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business

At a glance

Rewards Rates

1.5%
Earn unlimited 1.5% cash back on every purchase made for your business

Earn $750 bonus cash back

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Introductory Purchases APR

0% Intro APR on Purchases for 12 Months

Ongoing Purchases APR

17.49% - 23.49% Variable

Ongoing Balance Transfer APR

17.49% - 23.49% Variable

Ongoing Cash Advance APR

29.24% Variable

Ongoing Penalty APR

Up to 29.99%
$0
670-850Good, Excellent

More details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC
Apply Now
for Ink Business Unlimited® Credit Card
at Chase's secure site

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4/5

Overview

The Ink Business Unlimited card is a no-annual-fee small business card. Its simple rewards structure is surprisingly valuable and great for earning cash back on business expenses. It can also be paired with another Ultimate Rewards card to convert its cash back into valuable Ultimate Rewards points. Because the card is tailored to small businesses, freelancers and sole proprietors are more likely to be approved.
Read the full review

Pros

  • No annual fee
  • Flat 1.5% cash back on all purchases
  • Primary insurance for car rentals
  • Shopping protections
  • Cash back can become points when paired with an eligible card

Cons

  • Lacks bonus categories
  • High spending requirement to receive the welcome bonus
  • No conversion to Ultimate Rewards points without holding another eligible Chase card

Who is this card good for?

This card is perfect for the small business owner looking for a flat-rate, cash-back business card. Bonus spending in categories such as travel and dining can be exhausting to track and also not applicable to a lot of businesses. With no annual fee and an easy-to-understand earning structure, this is a great business card for business owners looking for simplicity and value.

Earning Rewards

The Ink Business Unlimited has a very simple earning structure: 1.5% cashback on all purchases. There are no rotating or bonus categories. Plus, there is no spending cap on the cashback you earn.