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Apply for Capital One Spark Miles for Business
Capital One Spark Miles for Business
Apply now
for Capital One Spark Miles for Business
at Capital One's secure site
Terms & restrictions apply.
See rates & fees.
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At a glance

5 Miles
5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
2 Miles
2 Miles per $1 on every purchase, everywhere

Earn 50,000 miles

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

Introductory Balance Transfer APR

N/A

Introductory Purchases APR

N/A

Ongoing Balance Transfer APR

25.24% (Variable)

Ongoing Cash Advance APR

31.24% (Variable)

Ongoing Penalty APR

33.65% (Variable)

Ongoing Purchases APR

25.24% (Variable)
$0 intro for first year; $95 after that
670-850Excellent, Good
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account

At a glance

Rewards Rates

5 Miles
5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
2 Miles
2 Miles per $1 on every purchase, everywhere

Earn 50,000 miles

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

Introductory Balance Transfer APR

N/A

Introductory Purchases APR

N/A

Ongoing Balance Transfer APR

25.24% (Variable)

Ongoing Cash Advance APR

31.24% (Variable)

Ongoing Penalty APR

33.65% (Variable)

Ongoing Purchases APR

25.24% (Variable)
$0 intro for first year; $95 after that
670-850Excellent, Good

More details

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
Apply Now
for Capital One Spark Miles for Business
at Capital One's secure site
Terms & restrictions apply.
See rates & fees.

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4/5

Overview

Business credit cards can unlock all sorts of rewards, and with the Capital One Spark Miles for Business, you’ll earn miles that can elevate your travel experiences — making this a great card for business owners who frequently travel for work.    You can redeem your miles through the Capital One portal for flights, hotels, vacation packages and more. Transfer your miles to Capital One’s 15+ airline and hotel programs to get even more value.
Read the full review

Pros

  • Flat-rate reward earning means you don’t have to juggle different bonus categories
  • Custom Quarterly and year-end spend summaries help simplify budgeting and are especially helpful come tax season

Cons

  • May not provide much value for business owners who don’t frequently travel

Who is this card good for?

This card is great for business owners with expenses in categories not covered by other business credit cards since it earns a flat rate of 2 miles per dollar spent.

Earning Rewards

With the Capital One Spark Miles for Business, you’ll earn 2 miles per dollar spent on all your purchases, with no limits, categories or bonuses to track.